NOTICE TO NEW YORK APPLICANTS:Any person who knowingly and with intent to defraud an insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. ManyPets offers some of the cheapest pet insurance around, costing $35.89 . Winner will be chosen randomly.Submitting an entry constitutes agreeing to the terms of these Official Rules and all decisions of Sponsor and/or its designee, which are final and binding in all respects. The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. 251.5462. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Sweepstakes or the announcement of the prize. Routine wellness exams are not covered by base level plans provided by Spot, and they are only covered under Spots Preventive Care plans, which you can add on to your base level plans for a little extra cost. Join 2,438,795+ insured dogs and cats across the US. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. More information is available at checkout. 303 Banyan Blvd, Suite 101. NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. Up to $1,100 cash back for everyday pet care expenses. Furthermore, SPOT without compensation to you, is free to use, not use, edit, adapt, modify, or discontinue the use of any ideas, concepts, know-how, or techniques contained in any communication or material you transmit to SPOT, or post to the Site, for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products. You can enroll your pet in plan from Spot as soon as theyre 8 weeks old. Theres no Open Enrollment period, you can buy and drop pet insurance at any time. Pet health insurance policies are primarily designed to cover accidents and illnesses. Your payments are processed automatically using the payment method and frequency we have on file. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. You can cancel your pet insurance at any time, yet there may be fees involved. Licensed Insurance Producer - Pawlicy Advisor. SPOT makes no representation or warranty regarding the Third-Party Products. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. All provision indicating an ongoing obligation, which include but are not limited to 1. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Call: (844) 696-1407. You can read our Privacy Policy to see how we will use your information. Can . If you are thinking of canceling your coverage, keep the following things in mind: Pre-existing conditions. Deductibles: $100 to $750. Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. I had to go through my bank to stop payment which cost me additional money. Flea & tick medication. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. Does Spot Offer a Plan for Preventive Care Coverage? Can I Add Pets to My Account After I Already Enrolled? Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). Ready? Yes, plans provided by Spot have a 14 day waiting period for coverage. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. Yes! 3. For all terms and conditions visit spotpetins.com/sample-policy. Insurance . NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. How do I cancel Spot pet insurance? The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. Information Entrants provide to Sponsor will be used to communicate with Entrants regarding this Sweepstakes and otherwise as set forth in these Official Rules, as well as to contact Entrants at a later date with respect to other products and services and product enhancements which the Sponsor believes may be of interest to them. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. Can I cancel Petplan at any time? Can I Get Reimbursed for Routine Teeth Cleanings? Nationwide Pet Insurance: Best for Exotic Pets . IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. How Much Does Spot Pet Insurance Cost? There is no waiting period for preventive care coverage if you choose to add it to your plan. 4. The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. Spot 24/7 VetAccess Tele-health. You get to select your reimbursement percentage when you enroll in a plan provided by Spot. You may cancel this policy at any time. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. You will also need to update your billing address there as well. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. It is understood that the decision in such arbitration shall be binding on both parties and that a judgement upon any award rendered may be entered in any court having jurisdiction. How much is Spot pet. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. SPONSOR. Feb 13, 2023. Pop culture evangelist. Any modifications to the Terms will be effective upon posting. 2023 Pawlicy Advisor Inc, All Rights Reserved. Penalties include imprisonment and/or fines. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. What is insured under this pet insurance plan? As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. How long does spot take to process claims? However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. If you decide to cancel your policy, everything your four-legged friend has been treated for while they were insured will be considered a pre-existing condition by other insurers. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Get treatment and pay the bill. . The first factor is when you cancel your policy. We advise all paw-rents to insure their pet at a young age. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. As an animal lover with a rescued Terrier named Barry, when she's not helping pet owners find the perfect plan on Pawlicy Advisor, she runs a ranch in Oregon and rehabilitates any animals that come across her path. When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. If your pet gets injured or sick, pet insurance helps cover medical expenses. Average Price: To give you an idea of Embrace's monthly costs, we collected samples quotes . " in 3 reviews " Fast claim payment, great price and peace of mind!!! Most plans offer a choice. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. Will I lose money if I cancel my pet insurance policy? 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